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Tuesday, 11-Mar-2014 06:21 Email | Share | Bookmark
Health Insurance Exchanges Gear Up For Action








Health law cited as US uninsured rate drops





A 62-year-old who is eligible for tax credits on the exchange, for example, could still spend as much as 27% of his income on premiums and out-of-pocket costs if he incurs a very high level of health care charges, according to a Commonwealth Fund report. Consumers may also find that plans on the exchange don't include the broader provider networks they're used to seeing. The details of insurance offerings are not available yet, but you don't have to wait until October to start exploring your health care choices. Here are answers to some key questions that will help prepare you for the new health care marketplace. Will I be required to switch plans? If you're currently covered by a plan that you purchased on the individual market, you may not have to change plans, but you may want to shop on the exchange anyway. <br> http://kiplinger.com/article/insurance/T027-C000-S004-health-insurance-exchanges-gear-up-for-action.html









The law's benefits are only for citizens and legal US residents. Gallup found the biggest drop in the uninsured rate was among households making less than $36,000 a year a decline of 2.8 percentage points. Among blacks, the uninsured rate was down by 2.6 percentage points. It declined by 1 percentage point among whites. But Latinos saw a drop of just eight-tenths of a percentage point. The Gallup poll is considered authoritative because it combines the scope and depth found in government surveys with the timeliness of media sampling. Pollsters interview 500 people a day, 350 days a year. <br> Health law cited as US uninsured rate drops



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